Wealth Accumulation

WEALTH ACCUMULATION

You've built your career to a point where you are really starting to make some headway. Life is getting busy though - a new relationship, starting a family and raising the kids - not to mention committing to and paying off that mortgage. There is quite a lot we can help you with - these are after all your earning years. Managing your money properly can make a big difference to your lifestyle both now and into the future.

We use a six step process that helps you take a 'big picture' look at where you are and where you want to be financially. By determining your life stage and your attitudes to investment risk, we can determine an appropriate investment strategy

INVESTMENT

Make the most of your savings outside of super. We can help you with a number of key issues. Savings and purchasing a house

  • Cashflow management
  • Accumulating wealth
  • Personal gearing strategies
  • Minimising CGT strategies
  • Tax Effective Investments
  • Inheritance

SUPERANNUATION (INCLUDING SELF-MANAGED SUPER FUNDS)

Make the most of it - what your employer contributes is only a part of the story to maximizing your super.

  • Determining when and how much to contribute to super
  • Risk Profiling and investment choice
  • Salary Sacrifice strategies
  • Merits of contribution transfers to a spouse
  • Striking the right balance for assets inside and outside super
  • Is a Self-Managed Super Fund right for you?
  • Divorce and super - what happens?

INSURANCE

You work hard to build your assets - so it would be silly not to protect them. Most people recognise the need to insure their cars and homes, but often place less importance on their greatest asset - their lives. Don't forget that you can protect your income too.

To find out more about your insurance options please click here

RETIREMENT PLANNING

What sort of retirement lifestyle are you expecting - most people under 40 do not develop a retirement plan mistakenly thinking you've got to wait until you have wealth.

Do I know how much I need in financial assets to retire?

Am I on track to retire?

Help me reduce my mortgage faster so I can retire early

If you are over 50 years of age and want to know more about your retirement options, please

TAXATION

No one wants to pay more tax than they have to - having the right financial planning strategy in place can help you achieve this goal.

  • Personal Income Tax minimisation strategies
  • CGT minimisation strategies
  • Debt management strategies that is, set up an offset account/debt consolidation

REDUNDANCY/CHANGING JOBS

Redundancy never happens at the right time, but seeking advice early can help your financial plans stay on track. If you're proactively changing jobs you will probably get a pay rise. Make the most of it by getting some investment advice.

  • Payment and investment options
  • Re-assessing goals

ESTATE PLANNING

Planning for the unexpected becomes more important when you've got others depending on you. Seeking and implementing advice can provide peace of mind in the event of the unexpected.

To find out more about estate planning structure and strategies click here

PLANNING FOR A BRIGHTER FUTURE

Planning for your financial future should be a positive experience and that's where we can assist. We can help you work through your financial goals and objectives to identify your options and provide you with tailored solutions. By taking control, you increase the likelihood that you will achieve your financial goals.

No obligation, just an offer to see how we can assist


WEALTH ACCUMULATION

You've built your career to a point where you are really starting to make some headway. Life is getting busy though - a new relationship, starting a family and raising the kids - not to mention committing to and paying off that mortgage.

WEALTH PROTECTION

A good financial plan, designed to build and preserve capital, is of little value if it does not provide financial protection in the event that your income ceases.

WEALTH TRANSFER

Talk about change - you've seen it all, and what you haven't seen isn't worth seeing. You've raised the kids, helped them move out of home (and back in again at least twice) and worked hard to get them married and settled.

WEALTH MANAGEMENT

It is essential that your financial strategy is reviewed and refined regularly to ensure you stay on track and that your goals are achieved. Your plan should be adjusted to take into account changes.

Customised Wealth Strategies Pty Ltd ABN 74 147 806 095 Corporate Authorised Representative Financial Services Partners Pty Ltd *Jason Woolford Authorised Representative Financial Services Partners Pty Ltd

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The information (including taxation) in this website is general advice only and does not constitute personal advice. It has been prepared without taking into account any of your individual objectives, financial solutions or needs. Before acting on this advice you should consider the appropriateness of this advice, having regard for your own objectives, financial situation and needs. you should seek personal financial advice from a qualified financial adviser before acting on the advice.